Is your tranche about to mature? Do not sign the rollover.
The renewal offer your bank sends is a counter rate, not a negotiated one. Changing lender at maturity costs nothing — apart from the mortgage certificate fees, which we cost for you.
- Let us know 12 to 24 months before maturity: a forward rate can be reserved at no extra cost.
- We start the analysis from scratch: term, split into tranches, amortisation, loan-to-value.
- If your bank matches the offer, you stay. If not, we organise the transfer from start to finish.
How much could you save?
The timetable to follow
A first review of where you stand. A forward rate can be reserved if conditions are favourable.
Lenders are actually put in competition. The file is updated and sent to the selected institutions.
The usual notice period. Decision taken, termination sent, transfer prepared with the notary if needed.
The new tranche takes effect with no gap and no late interest. We check the first statement.
Leaving a fixed-rate mortgage before maturity means paying an early repayment penalty, sometimes a considerable one. We calculate it before any decision and tell you frankly when waiting is the better option.
Our best current conditions
Show every term (3 to 15 years)
It is this simple…
- Quick and simple
- No commitment
- Free for you
Fill in the form
Three minutes, with no documents to upload. We come back to you if anything is missing.
Receive several offers
Your file goes to the lenders best suited to your profile, not just to your own bank.
Compare and choose
A clear table: rates, terms, amortisation, fees. You decide, we negotiate and see it through to signature.
All of French-speaking Switzerland
Our advisers travel to you or meet you by video conference. The whole file can be handled remotely if you prefer.
- Geneva and surroundings
- Nyon, Gland, Rolle, La Côte
- Morges, Lausanne, Renens, Pully, Lutry
- Vevey, Montreux, Villeneuve, Aigle, Bex
- Monthey, Martigny, Sion, Sierre
- Bulle, Fribourg, Moudon, Payerne, Murten
- Yverdon, Orbe, Vallorbe
- Neuchâtel, La Chaux-de-Fonds and the Swiss Jura
Let us cost your renewal
Tell us the amount of your tranche and when it matures. We come back with terms obtained in writing from several lenders — including your own.
- TEL
- 021 888 10 10 Monday to Friday, 9am–12pm and 2pm–5pm · Local rate
- info@immopret.ch Reply within 24 working hours
- VIDEO
- Remote consultation All of French-speaking Switzerland, 30 minutes